![]() ![]() Talk to your tax professional for advice on how to estimate your household income. This can be challenging for business owners whose income may vary. To get a premium tax credit or reduction of your out-of-pocket costs, you’ll need to provide an estimate of your household income to the Marketplace for the year you’re getting coverage. Agents and brokers are experts in health insurance and can help you find the coverage you need if they have completed registration with the Marketplace, generally at no extra cost to you. Looking for help with coverage? Find an agent or broker in your area. ![]() You can only enroll in Marketplace coverage during the annual Open Enrollment Period, unless you have a qualifying life event during the year. You can also choose between plans with lower premiums and higher cost-sharing when you need care, or higher monthly payments and lower cost-sharing when you need care. The Individual Marketplace offers flexible, quality coverage for people who:Īll plans in the Marketplace cover the same categories of essential health benefits and are prohibited from excluding treatment based on pre-existing conditions. End highlighted text The Individual Marketplace To qualify for SHOP, you generally must have between 1-50 employees with at least one employee other than the owners or their spouses. ![]() IMPORTANT: Businesses with no employees (other than owners or their spouses) are not eligible for SHOP plans ![]()
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